{"id":1489,"date":"2026-08-27T01:01:00","date_gmt":"2026-08-27T01:01:00","guid":{"rendered":"https:\/\/myincteam.com\/remote-us-bank-account\/"},"modified":"2026-08-27T01:01:12","modified_gmt":"2026-08-27T01:01:12","slug":"remote-us-bank-account","status":"publish","type":"post","link":"https:\/\/myincteam.com\/fr\/remote-us-bank-account\/","title":{"rendered":"How Non-Residents Can Open a Remote U.S. Bank Account"},"content":{"rendered":"<\/p>\n<p>Yes, you can open a <strong>remote U.S. bank account<\/strong> as a non-resident, and for most founders, a fintech business account or USD receiving platform is the fastest, most reliable path. These platforms are built for exactly this situation: no U.S. address, no in-person visit, no Social Security Number required.<\/p>\n<p>Traditional brick-and-mortar banks are a different story. Most still expect you to walk into a branch, and many ask for a U.S. residential address or an SSN before they will even start the application. That leaves <a href=\"https:\/\/aspireapp.com\/us\/blog\/us-bank-account-non-residents\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">fintech platforms designed for non-residents<\/a> as the practical route for the vast majority of international entrepreneurs.<\/p>\n<p>Before you apply anywhere, get three things in order:<\/p>\n<ul>\n<li>A formed U.S. entity, if you are opening a business account<\/li>\n<li>Your EIN (Employer Identification Number) from the IRS<\/li>\n<li>A valid passport and consistent address records across every filing you submit<\/li>\n<\/ul>\n<p>Get those three right, and the rest of the process moves quickly.<\/p>\n<h2 id=\"key-takeaways\" tabindex=\"-1\">Key Takeaways<\/h2>\n<p>Non-resident founders can open a U.S. bank account remotely by choosing a fintech business platform, assembling a document packet with matching addresses, and applying to one provider at a time.<\/p>\n<table>\n<thead>\n<tr>\n<th>Point<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fintech is the fastest route<\/td>\n<td>Platforms partnered with FDIC-insured banks approve remote applications faster than traditional branches.<\/td>\n<\/tr>\n<tr>\n<td>Form the entity first<\/td>\n<td>Get your EIN and CP-575 confirmation before starting any bank application.<\/td>\n<\/tr>\n<tr>\n<td>Match every address<\/td>\n<td>Keep your registered agent, BOI filing, and bank application addresses identical to avoid denials.<\/td>\n<\/tr>\n<tr>\n<td>Apply one at a time<\/td>\n<td>Submitting several applications at once increases the risk of automated rejection.<\/td>\n<\/tr>\n<tr>\n<td>Fees hide in transfers<\/td>\n<td>Compare wire costs and FX spreads, not just monthly maintenance fees, before choosing a provider.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"table-of-contents\" tabindex=\"-1\">Table of Contents<\/h2>\n<ul>\n<li><a href=\"#what-are-your-options-for-a-remote-us-bank-account\">What Are Your Options for a Remote US Bank Account?<\/a><\/li>\n<li><a href=\"#what-documents-do-you-need-before-you-apply\">What Documents Do You Need Before You Apply?<\/a><\/li>\n<li><a href=\"#how-do-you-apply-for-a-us-bank-account-from-abroad-step-by-step\">How Do You Apply for a US Bank Account From Abroad, Step by Step?<\/a><\/li>\n<li><a href=\"#why-do-boi-filings-cause-bank-application-denials\">Why Do BOI Filings Cause Bank Application Denials?<\/a><\/li>\n<li><a href=\"#how-should-you-choose-the-right-banking-route\">How Should You Choose the Right Banking Route?<\/a><\/li>\n<li><a href=\"#how-myincteam-helps-you-get-bank-ready\">How Myincteam Helps You Get Bank-Ready<\/a><\/li>\n<li><a href=\"#do-fatca-and-crs-affect-your-non-resident-account\">Do FATCA and CRS Affect Your Non-Resident Account?<\/a><\/li>\n<li><a href=\"#what-does-a-remote-us-bank-account-actually-cost\">What Does a Remote US Bank Account Actually Cost?<\/a><\/li>\n<li><a href=\"#what-ive-learned-helping-non-residents-bank-remotely\">What I\u2019ve Learned Helping Non-Residents Bank Remotely<\/a><\/li>\n<li><a href=\"#where-to-verify-these-requirements-yourself\">Where to Verify These Requirements Yourself<\/a><\/li>\n<li><a href=\"#sources\">Sources<\/a><\/li>\n<\/ul>\n<h2 id=\"what-are-your-options-for-a-remote-us-bank-account\" tabindex=\"-1\">What Are Your Options for a Remote US Bank Account?<\/h2>\n<p>Three categories of providers serve non-resident applicants, and each fits a different kind of business. Picking the wrong one wastes weeks.<\/p>\n<div style=\"position: relative;width: 100%;height: 400px\">\n             <iframe src=\"https:\/\/www.youtube.com\/embed\/pOKdJEPbUYY\" title=\"YouTube Video\" style=\"position: absolute;left: 0;top: 0;height: 100%;width: 100%;border: none\" loading=\"lazy\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n          <\/div>\n<p><strong>Fintech business accounts<\/strong> are the workhorse option. Companies like Mercury and Relay partner with FDIC-insured banks behind the scenes, so your deposits carry the same federal protection as a traditional bank account even though you never set foot in a branch. These platforms typically ask for your passport and EIN, run a liveness check through your phone or laptop camera, and can approve straightforward applications within days. You get a real U.S. routing and account number, which means ACH transfers, wire transfers, and Stripe payouts all work exactly as they would for a domestic company.<\/p>\n<p>The tradeoff: fintechs are selective about industries. Businesses tied to gambling, cryptocurrency trading, or adult content often get declined outright, regardless of how clean the paperwork is. If your business operates in a gray-area sector, expect more manual review or outright rejection.<\/p>\n<p><strong>Virtual USD receiving accounts<\/strong> solve a narrower problem. If you just need to collect payments in dollars, convert them, and move funds to your home country, a receiving account might be all you need. The catch is that these balances are often \u201csafeguarded\u201d rather than FDIC-insured. Safeguarding means the provider holds your funds in segregated accounts at a partner bank, but you are not automatically covered by <a href=\"https:\/\/nonresidentbank.com\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">federal deposit insurance the way you would be with a partner-bank fintech account<\/a>. For a founder invoicing a handful of U.S. clients, that distinction may not matter much. For someone holding six figures in working capital, it matters a great deal.<\/p>\n<p><strong>Traditional banks<\/strong> remain the toughest door to open remotely. Wells Fargo, Chase, and Bank of America all <a href=\"https:\/\/www.wellsfargo.com\/biz\/required-documents\/?zip=none\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">publish document requirements<\/a> that assume physical presence: original or certified formation documents, in-person identity verification, sometimes notarized paperwork if an owner cannot appear. A small number of non-residents manage it by visiting a U.S. branch in person during a business trip, but that is the exception, not the strategy most people should plan around.<\/p>\n<p>Whichever route you choose, confirm it actually delivers what your business needs day to day:<\/p>\n<ul>\n<li>A U.S. routing and account number for ACH and wire transfers<\/li>\n<li>Debit or virtual card issuance for business expenses<\/li>\n<li>Sub-accounts for separating taxes, payroll, or client retainers<\/li>\n<li>Compatibility with Stripe, PayPal, or whatever processor collects your revenue<\/li>\n<li>Reasonable wire fees if you regularly move money internationally<\/li>\n<\/ul>\n<p>If cash handling matters to your business, that alone may tilt the decision toward a traditional bank relationship, since most fintechs have no mechanism for depositing physical currency.<\/p>\n<h2 id=\"what-documents-do-you-need-before-you-apply\" tabindex=\"-1\">What Documents Do You Need Before You Apply?<\/h2>\n<p>Assembling the right paperwork before you start an application saves you from the single most common failure mode: a bank or fintech that goes quiet for two weeks while a reviewer waits on a document you never knew they needed. Build this packet first.<\/p>\n<ol>\n<li><strong>Passport.<\/strong> A clear, current passport photo page is the baseline identity document almost every provider requires, usually paired with a selfie or short video for liveness verification.<\/li>\n<li><strong>EIN confirmation.<\/strong> Banks routinely ask for the IRS\u2019s <a href=\"https:\/\/legalclarity.org\/does-an-llc-need-an-ein-to-open-a-bank-account\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">CP-575 confirmation letter<\/a>, issued when your EIN is first assigned. If you have lost yours, the IRS can issue a replacement 147C letter, though getting one from abroad usually means a phone call during U.S. business hours.<\/li>\n<li><strong>Formation documents.<\/strong> Your articles of organization or certificate of formation, plus your operating agreement if you have multiple members, need to be on hand and consistent with what you list on the application.<\/li>\n<li><strong>Ownership and signatory information.<\/strong> If your LLC has more than one owner, expect to provide a signed resolution identifying who is authorized to open and manage the account.<\/li>\n<li><strong>Proof of address.<\/strong> This is where remote applicants stumble most. Some fintechs accept a registered agent address or virtual mailbox without issue. Others want evidence tied to actual business operations, not just a mail-forwarding address.<\/li>\n<\/ol>\n<p>For anyone applying for an EIN or ITIN from outside the country for the first time, the <a href=\"https:\/\/www.irs.gov\/individuals\/international-taxpayers\/obtaining-an-itin-from-abroad\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">IRS\u2019s guidance for international taxpayers<\/a> walks through the exact submission channels available to you.<\/p>\n<p>Beyond the required documents, a thin file of supporting evidence often tips a borderline application toward approval. A live business website, a handful of client invoices, or a signed service agreement all demonstrate that your company does something real. Reviewers who see concrete proof of operational activity move faster than those staring at a bare-bones application with nothing to verify against.<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/i0.wp.com\/myincteam.com\/wp-content\/uploads\/2026\/08\/1787557270303_Digital-business-organization-on-workspace.jpeg?ssl=1\" alt=\"Digital business organization on workspace\"><\/p>\n<p><strong>Pro Tip:<\/strong> <em>Keep a single folder, digital or otherwise, with your passport scan, EIN letter, formation certificate, and one recent invoice. When an application asks for \u201cadditional verification,\u201d you\u2019ll have it ready in minutes instead of days.<\/em><\/p>\n<p>If your entity is not yet formed, that has to happen before any of this document collection matters. Our guide on starting a U.S. LLC as a non-resident covers formation timing in more detail.<\/p>\n<h2 id=\"how-do-you-apply-for-a-us-bank-account-from-abroad-step-by-step\" tabindex=\"-1\">How Do You Apply for a US Bank Account From Abroad, Step by Step?<\/h2>\n<p>Opening an account remotely follows a predictable sequence. Rushing any step tends to cost you more time later than it saves upfront.<\/p>\n<ol>\n<li><strong>Confirm eligibility first.<\/strong> Most fintechs publish a list of countries they cannot serve, often tied to U.S. sanctions programs. Check this before investing time in an application, since no amount of paperwork overcomes a country restriction.<\/li>\n<li><strong>Form your entity and obtain your EIN.<\/strong> If you need a business account, this step comes first, not alongside the bank application. Applying for a bank account without an EIN in hand is the single most common reason applications stall for weeks.<\/li>\n<li><strong>Submit the application and complete identity verification.<\/strong> Most platforms require a liveness check, either a live video call or an automated selfie match against your passport. Respond to any follow-up requests within a day or two. Slow responses read as a red flag to automated review systems, not just human reviewers.<\/li>\n<li><strong>Fund the account and test connectivity.<\/strong> Once approved, move a modest amount of money in first, then test whatever you plan to rely on: an ACH transfer, a Stripe payout, a wire from an existing account. Confirming this works before your business depends on it prevents an unpleasant surprise during a real transaction.<\/li>\n<li><strong>Watch your timeline.<\/strong> Straightforward applications with clean documentation often clear in a few business days. Applications flagged for manual review, usually because of address mismatches or an unusual business category, can take two to four weeks.<\/li>\n<\/ol>\n<p>If your application stalls past a week without a decision, do not immediately reapply somewhere else. <a href=\"https:\/\/lanzamo.com\/guides\/us-business-bank-account-non-resident\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Submitting one application at a time<\/a> and working through follow-up requests is more effective than triggering multiple parallel reviews, which automated fraud systems sometimes flag as suspicious behavior on its own. Call or message support, ask specifically what document or clarification is outstanding, and provide it directly rather than resubmitting a fresh application from scratch.<\/p>\n<h2 id=\"why-do-boi-filings-cause-bank-application-denials\" tabindex=\"-1\">Why Do BOI Filings Cause Bank Application Denials?<\/h2>\n<p>Since the Corporate Transparency Act\u2019s beneficial ownership reporting took effect, banks have increasingly cross-checked your Beneficial Ownership Information (BOI) filing against what you list on your account application. When the names, ownership percentages, or addresses do not match exactly, that mismatch is now one of the more common reasons remote applications get delayed or denied outright.<\/p>\n<p>The fix is straightforward but requires attention to detail: file your BOI report with FinCEN using the exact same ownership structure and addresses you plan to use on your bank application, and keep both documents synchronized any time ownership changes. If a mismatch already caused a denial, you typically need to file an amended BOI report and supply the bank with a notarized ownership affidavit before they will reconsider.<\/p>\n<p>Registered agent and virtual addresses cause a related headache. Many banks accept them without question. Others treat a registered agent address as insufficient proof that your business actually operates anywhere, and will ask for supplementary evidence, a signed lease, a utility bill, or invoices showing activity tied to a physical location.<\/p>\n<p>A few behaviors reliably trigger deeper review or denial:<\/p>\n<ul>\n<li>Applying to several providers within days of each other<\/li>\n<li>Listing an address on your bank application that does not match your BOI filing or formation documents<\/li>\n<li>Leaving a business description vague or generic instead of specific<\/li>\n<li>Ignoring a request for additional documentation for more than a few days<\/li>\n<\/ul>\n<p>Once your account is open, ongoing compliance is what keeps it that way. Update your BOI filing promptly whenever ownership or address details change, and treat that reporting relationship as continuous rather than a box you checked once during formation.<\/p>\n<h2 id=\"how-should-you-choose-the-right-banking-route\" tabindex=\"-1\">How Should You Choose the Right Banking Route?<\/h2>\n<p>The right choice comes down to five questions, not a feature checklist. Answer these honestly and the decision usually makes itself.<\/p>\n<p>Does deposit insurance matter to you? If you plan to hold meaningful working capital in the account, prioritize a fintech partnered with an FDIC-insured bank over a safeguarded-balance provider. Do you need Stripe, PayPal, or another processor connected on day one? Confirm compatibility before applying, not after. How much do international wires and currency conversion cost with each provider you\u2019re considering? Fee structures vary widely, and a provider that looks free on the surface can charge more on FX spreads than a competitor\u2019s flat wire fee. Do you need a physical debit card mailed internationally, and how long does that typically take? And finally: does your business ever handle physical cash? If so, no fintech solves that problem, and you need a traditional bank relationship regardless of how much friction it adds.<\/p>\n<p>Once you\u2019ve answered those, work through a simple checklist:<\/p>\n<ul>\n<li>Confirm your country and industry are eligible with your chosen provider<\/li>\n<li>Assemble your document packet in full before starting the application<\/li>\n<li>Apply to one provider and see it through before trying another<\/li>\n<li>Fund the account with a small test transfer once approved<\/li>\n<li>Connect your payment processor and confirm a payout actually lands<\/li>\n<\/ul>\n<p><strong>Pro Tip:<\/strong> <em>If your business genuinely needs both cash deposit capability and fast remote onboarding, consider opening a fintech account first for day-to-day operations and adding a local bank relationship later, once you can visit in person.<\/em><\/p>\n<p>Escalate to a branch visit or a local representative only when your business model requires services no remote provider offers, physical cash deposits being the most common reason.<\/p>\n<h2 id=\"how-myincteam-helps-you-get-bank-ready\" tabindex=\"-1\">How Myincteam Helps You Get Bank-Ready<\/h2>\n<p>Most banking delays trace back to one root cause: documents that do not match each other. <strong>Myincteam<\/strong> exists to eliminate that problem before it starts.<\/p>\n<p>Here\u2019s what that looks like in practice:<\/p>\n<ul>\n<li>U.S. LLC and C-Corp formation, with state selection guidance suited to your business<\/li>\n<li>EIN application handled without an SSN, so you have your CP-575 confirmation in hand before you ever apply for banking<\/li>\n<li>Registered agent service that gives you a consistent, verifiable business address across every filing<\/li>\n<li>BOI filing support to keep your ownership records aligned with what banks see on your application<\/li>\n<li>Annual compliance and report filing to keep your entity in good standing long after account opening<\/li>\n<li>Bank account setup assistance for foreign owners navigating the remote application process<\/li>\n<\/ul>\n<p>When your formation documents, EIN letter, BOI filing, and registered agent address all tell the same story, banks and fintechs move through your application faster because there is nothing left to reconcile. Our <a href=\"https:\/\/myincteam.com\/fr\/us-business-bank-account-guide-for-non-residents\/\" target=\"_blank\" rel=\"noopener\">complete guide to U.S. business banking for non-residents<\/a> breaks this down in more detail if you want the specifics before reaching out.<\/p>\n<h2 id=\"do-fatca-and-crs-affect-your-non-resident-account\" tabindex=\"-1\">Do FATCA and CRS Affect Your Non-Resident Account?<\/h2>\n<p>Opening a U.S. account as a non-resident does not exempt you from U.S. tax reporting rules, and misunderstanding this catches people off guard more often than any document requirement does.<\/p>\n<p>The Foreign Account Tax Compliance Act (FATCA) requires U.S. financial institutions to report account information for certain foreign-owned entities to the IRS. If you own a U.S. LLC taxed as a disregarded entity or partnership, your bank activity generally flows into your entity\u2019s own U.S. tax filing obligations, separate from FATCA\u2019s foreign-bank reporting mechanism, which is aimed at U.S. persons holding accounts <em>outside<\/em> the country.<\/p>\n<p>The Common Reporting Standard (CRS) works in the opposite direction. It is an international framework, not a U.S. law, under which foreign banks report account information to your home country\u2019s tax authority. The United States has not adopted CRS, so a U.S. bank account you hold does not get reported to your home country through that mechanism the way an account in a CRS-participating country would.<\/p>\n<p>None of this replaces your entity\u2019s own filing obligations. A foreign-owned U.S. LLC still typically owes annual informational filings, and getting those wrong carries real penalties. If you have not sorted out your ongoing filing requirements, our guide to LLC tax filing for non-residents covers Form 5472 and 1120 obligations in plain language.<\/p>\n<h2 id=\"what-does-a-remote-us-bank-account-actually-cost\" tabindex=\"-1\">What Does a Remote US Bank Account Actually Cost?<\/h2>\n<p>Costs break into two buckets: getting the account open, and keeping it running.<\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/i0.wp.com\/myincteam.com\/wp-content\/uploads\/2026\/08\/1787557295628_Breakdown-of-remote-US-bank-account-costs.jpeg?ssl=1\" alt=\"Breakdown of remote US bank account costs\"><\/p>\n<p>Most fintech business accounts charge no monthly fee and no minimum balance, which is part of why they dominate this space for non-resident founders. Revenue for these platforms typically comes from interchange fees on card spending and markups on currency conversion, not from account maintenance charges. Traditional banks are the opposite: expect monthly service fees that are often waived only if you maintain a minimum balance, which can run into the thousands of dollars depending on the bank.<\/p>\n<p>Where the real cost differences show up is in transfers. International wire fees vary significantly between providers, and currency conversion spreads can quietly cost more than a flat fee ever would if you move money across borders often. If your revenue arrives in dollars and you rarely convert it, this matters less. If you\u2019re converting foreign currency into your U.S. account regularly, compare the effective exchange rate a provider offers, not just its advertised wire fee.<\/p>\n<p>Card issuance and replacement is another line item worth checking before you commit. Some providers issue virtual cards instantly and ship physical cards internationally at no charge; others charge for international shipping or limit physical card delivery to certain countries entirely.<\/p>\n<p>The honest comparison isn\u2019t \u201ccheap versus expensive.\u201d It\u2019s matching a fee structure to how you actually move money, since a provider that\u2019s free for a domestic-only business can be the costlier option once cross-border transfers enter the picture.<\/p>\n<h2 id=\"what-ive-learned-helping-non-residents-bank-remotely\" tabindex=\"-1\">What I\u2019ve Learned Helping Non-Residents Bank Remotely<\/h2>\n<p>The rejection I see most often isn\u2019t about creditworthiness or business legitimacy. It\u2019s an address that doesn\u2019t match: the registered agent address on the LLC filing says one thing, the BOI report says another, and the bank application lists a third. Fix that one detail before applying, and a huge share of avoidable denials disappear.<\/p>\n<p>Timelines are more forgiving than most founders expect, days rather than weeks, provided your documents are internally consistent from the start. The habit that saves the most time isn\u2019t a clever hack. It\u2019s a boring one: keep one folder with your passport, EIN letter, and formation certificate, and update every copy the moment anything changes.<\/p>\n<p>If you take one thing from this article, form your entity and secure your EIN before you touch a single bank application.<\/p>\n<blockquote>\n<p><em>\u2014 Goga<\/em><\/p>\n<\/blockquote>\n<h2 id=\"where-to-verify-these-requirements-yourself\" tabindex=\"-1\">Where to Verify These Requirements Yourself<\/h2>\n<p>The IRS\u2019s international taxpayer page walks through ITIN and EIN procedures for applicants outside the United States. For document specifics straight from a major bank, Wells Fargo\u2019s business account requirements page lists exactly what a traditional institution expects. If ongoing tax record-keeping is on your mind, Aibarra\u2019s guide to FBAR compliance explains cross-border reporting obligations in more depth. And for a broader look at bank account documentation strategy, Myincteam\u2019s business bank account guide for non-residents covers the process end to end.<\/p>\n<h2 id=\"sources\" tabindex=\"-1\">Sources<\/h2>\n<ul>\n<li><a href=\"https:\/\/aspireapp.com\/us\/blog\/us-bank-account-non-residents\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Opening a US bank account for non-residents &#8211; Aspire<\/a><\/li>\n<li><a href=\"https:\/\/www.irs.gov\/individuals\/international-taxpayers\/obtaining-an-itin-from-abroad\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Obtaining an ITIN from abroad &#8211; IRS<\/a><\/li>\n<li><a href=\"https:\/\/legalclarity.org\/does-an-llc-need-an-ein-to-open-a-bank-account\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">Does an LLC need an EIN to open a bank account? &#8211; Legal Clarity<\/a><\/li>\n<li><a href=\"https:\/\/lanzamo.com\/guides\/us-business-bank-account-non-resident\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">U.S. Business Banking for Non-Residents &#8211; Lanzamo<\/a><\/li>\n<\/ul>\n<h2 id=\"recommended\" tabindex=\"-1\">Recommended<\/h2>\n<ul>\n<li><a href=\"https:\/\/myincteam.com\/fr\/how-non-residents-can-start-a-us-llc-full-guide\/\" target=\"_blank\" rel=\"noopener\">How Non-Residents Can Start a U.S. LLC: Full Guide<\/a><\/li>\n<li><a href=\"https:\/\/myincteam.com\/fr\/how-to-form-us-llc-remotely\/\" target=\"_blank\" rel=\"noopener\">How to Form a US LLC Remotely &#8211; MyInc Team LLC<\/a><\/li>\n<li><a href=\"https:\/\/myincteam.com\/fr\/us-business-address-options\/\" target=\"_blank\" rel=\"noopener\">U.S. Business Address Options for Non-Residents: What to Use<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Discover how non-residents can easily open a remote U.S. bank account without needing a Social Security Number or U.S. address.<\/p>","protected":false},"author":1,"featured_media":1491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-1489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Non-Residents Can Open a Remote U.S. Bank Account<\/title>\n<meta name=\"description\" content=\"Discover how non-residents can easily open a remote U.S. bank account without needing a Social Security Number or 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